With many leading environmental groups emphasizing the importance of recycling, more and more consumers are interested in finding viable, profitable, and convenient ways to recycle, specifically focusing on plastic water bottles. In this article, we’ll explore different venues for ‘Consillion’ – an initiative intended to heighten recycling activities for not just its environmental benefits, but also its potential to generate income.

Recycling is crucial as it helps preserve natural resources and reduce landfill. However, few are aware that they can potentially earn money from recycling activities, especially plastic water bottles, in several areas. While different places have differing recycling rules, some common platforms can help you turn your waste into wealth.

Recycling Centers

The most common place to recycle water bottles for money is at local recycling centers. Many centers provide funds in exchange for plastic bottles. These are usually calculated by weight or per item, depending on regional laws and regulations. Use an online recycling center locator to find the nearest one to you. Be sure to call ahead to verify what types of plastic they accept and how much they pay.

Curbside Recycling Programs

Many localities offer curbside recycling programs where they collect recyclables right from your doorstep. Here, you may not earn cash directly, but by contributing to these programs, you indirectly help maintain local recycling infrastructure, thereby supporting a thriving circular economy. Plus, it’s a service rendered to your environment at no additional cost.

Bottle Deposit Programs

In regions with a bottle deposit program, a small cash deposit is added to the price of beverages like water and soda. Users can redeem this deposit by returning the bottles once they are empty. Thus, every bottle you recycle can fetch you money directly.

Consillion Initiative

‘Consillion’ refers to an initiative that extends the bottle deposit program beyond its traditional scope. Instead of restricting to locally purchased bottles, Consillion enables you to collect bottles from various sources, like community events, parks, etc., and encourages participants to recycle on a much broader scale. Participating in initiatives like this not only offers you an opportunity to earn money but also contributes significantly to plastic waste reduction.

Local Community Recycling Programs

Many communities run their recycling initiatives, rewarding residents for their recycling efforts with coupons, rebates, or points towards local business services. For example, if you’re a participant, you may earn points for every water bottle that you recycle. You can then redeem these points at participating local businesses, thereby encouraging local shopping while promoting recycling.

Considerations

While it’s attractive to earn money from recycling water bottles, it’s important to remember why we recycle in the first place: to protect the environment and decrease waste. Therefore, instead of purchasing bottled water for the sake of earning cash through recycling, consider using refillable water bottles. You’ll still contribute to the critical mission of reducing plastic waste and, in the long run, save more money.

Initiatives like Consillion underline the importance of creating lucrative incentives for recycling, thereby encouraging individuals to actively participate in environmental protection programs. Therefore, recycling for profit is certainly an idea whose time has come.

Remember, when recycling for money, make sure to rinse the bottles and check the recycling numbers on the bottom to verify whether they’re accepted by your local recycling center or program. Happy recycling!

Scrap car selling is a tedious process, but if you plan properly, you can do it easily and in a very short time. While it may take a certain amount of skill but you should be able to do just fine if you know a few certain things. Of course we are talking about doing things honestly. The skill referred to here is sourcing.Now you could advertise the vehicle in the classifieds and you will get a large range of buyers who will want to take the scrap car off your hands. But the catch here is that you will be paying a great amount to the advertisers as commission. And if the stories are to be believed they charge very large sums as commission.Your best option is to go for local classifieds or check out local scrap yards. Usually it is the latter that has proven to be more profitable. But the amount of money that you are going to make is again largely dependent on whether your nearest scrap yard is paying you the largest sum.So this clearly comes down to a lot of researching. Now you cannot scour entire boroughs to look for scrap yards to see which one of them will offer you the right price. Also the farther you get away from your locality the rates increase with the increase in transport fees. All this is tedious to do with a now defunct car. So to make this process simple many scrap comparison sites have come up.What these sites do is take your car registration code and postal code and provide you with a quote of exactly how much you will get if you agree to selling your scrap to them and how much it will cost you to transport the scrap car. These can be a mixture of reference sites, scrap yard sites or spare parts sellers. Nevertheless you will manage to get the scrap value of cars from these sites.So come down to which sites you have at your disposal I would like to list a few sites that came out on top across various searches:1. Scrap Car Comparison2. 1st Choice Car Parts3. Remove My Car4. CarTakeBackNow each of these sites is very different. Among these the last two are a network of ATF car depots. These will scrap your car for sure but end up paying less than others. These are not bad options but they do not have all the features. 1st Choice is an auto parts dealer so this is going to help you when you plan to salvage parts from the car. A good idea before scrapping and you get a decent payout from it. Scrap Car Comparison is more comprehensive. It is a database of almost every car scrapper local to you and you get to choose the one that pays you the most. You also get the option to salvage parts if you want. But which one will work for you depends only when you try these out.

Paper is one of those things that always seems to overflow in any home. Piles of mail, piles of schoolwork, piles of magazines, piles of receipts, piles, piles everywhere. So how do you get these piles under control? A few home organization tools can rescue you from your overflowing paper problem.A desktop filer is one of the home organization tools that can really help with your mail problems. This one has become a lifesaver for me and has worked with my home organization clients as well. It works great for keeping my bills and mail organized. Some files that might help you get started: action (bills that need immediate attention), to read (magazines, letters, newsletters), to file (bills that have been paid, magazine articles you want to keep, financial statements). Those are some of the basic files that can at least help you get started. You know what kind of mail you get and what you need to do with it. Just keep logical groupings in mind as you create your files. Word of warning though: do not make too many or you will have a hard time figuring out where things need to go. The goal here with this home organization tool is to help you simplify, not complicate things.A mailbox station is another one of those great home organization tools that can help you tame your paper problem. Create a mailbox for every person in your family. This can be as simple or elaborate as you want to make it. If you want to get the whole family involved (and hopefully get their buy-in to use it), have them make their own mailbox or decorate their own mailbox. A paper sorter, shoeboxes, a plastic container with drawers are all excellent home organization tools to use for this. In this mailbox put whatever mail the person receives, notes for them, reminders, even money now and then as an incentive to be sure to check it. This can work great for your kids too because they can put permission slips in your mailbox and you can put the signed ones back in their mailbox. Just be sure to make it a house rule that everyone checks their mailbox at least once a day. This only works as a home organization tool if you get everyone in your house to actually use it.

The improper recycling of computer and disposal of electronic devices has adverse affect on our environment. Many companies starts offering there computer recycling services and disposals. The services of computer recycling companies include IT recycling services, proper recycling of computers and disposal of electronic equipments.A good computer recycling company provides you best, safe and environmentally friendly services at affordable prices. A computer recycling company will properly recycle the old items.If your computer equipments are out of order and unfit for the re- use, the recycling process will start. Computer recycling companies offers you wide range of services including data wiping, computer recycling and disposal of old equipments.A good recycling company makes recycling easy for you and also charge you with little amount. Many recycling companies have their price structure you can check their prices. Before choosing the recycling company you can choose quotes from two or three companies to check the prices and service. After proper examine choose one recycling company which suits with your needs. When you want to recycle computer and disposal of electronic devices, your top priority is security and finding an environmentally friendly solution for this purpose. It is important to check the methods of recycling of company before choosing it. Always choose a computer recycling which has good reputation.It is better for you to choose a computer recycling company which is registered with your state Environment Agency. A computer recycling company also offers you services of full data wiping by using the American Department of Defences wiping system.A reputable computer recycling company will completely recycle your data and collection. A registered recycling company will dispose of your equipments without harming the environment.A good computer recycling companys main service is to provide comprehensive data security. Computer recycling companies usually remove the labels and tags from your computer equipments and also they overwrite or wipe out your hard disks by using a certified US Department of Defense. The other main service of computer recycling companies is to clean mess. A good recycling company will abolish the annoyance, mess and cost of excess and outdated computer equipments.The other main service of computer recycling company is to maximize value recovery. If your computers have lingering value, recycling company will provide you cash for the equipment.The main service and concern of computer recycling company is to maximize the environmental impact. A registered recycling company will recycle your computer equipments in accordance with states legal and environmental policies.A good and reputable recycling company will take proper care of the logistics and disposal infrastructure to correctly recycle. A good computer recycling company provides you accountability throughout the recycling process.If you dont have time to properly delete your old computer data, you can hire the services of computer recycling company. Computer recycling business is growing these days. A good registered company will provide you secure computer recycling and disposal services. You can search your local computer recycling companies on internet and hire them for their services.

Sustainability is no longer an option; it’s a necessity. Industries face pressure from local, state, and federal regulations for environmental compliance with waste generation and management. But sustainability is about more than just rules and restrictions.

Intelligent, progress-minded companies understand the ecological importance, as well as the financial benefits, of optimizing their supply chain for sustainability. At January Environmental, environmental excellence isn’t a new-fangled “green” promise. It’s something they’ve always done, and something they take very seriously. Not only do they boast the experience and resources to treat virtually every type of hazardous waste disposal, they do it right. Their perfect compliance record is evidence of that. From energy recovery and recycling techniques to chemical and biological treatment methods, they’re constantly infusing their proven processes with cutting-edge scientific research to ensure all waste that comes through their company is disposed of safely and properly. They’re fully permitted and licensed, and Occupational Safety and Health Administration (OSHA) certified, to provide ecologically sound waste management services nationwide.Recycling ServicesRecycling is the first step toward sustainable waste management. Their company’s refuse is another’s commodity. January Environmental can turn your waste stream into a resource with services like:

• Oil Recycling
• Absorbent Recycling
• Filter Recycling
• AntifreezeRecycling

Sustainability Practices

They’re committed to helping their clients minimize waste to maximize production/control costs. Their sustainability efforts include:

• Supplying green jobs
• Organizing and implementing waste minimization efforts
• Removing waste from disposal stream, including landfills, by providing alternative recycling programs
• Providing feedstock items to other industries collected from recycled waste
• Optimizing equipment through regular and reliable cleaning services
• Consolidating billing to save paper and energy
• Personalizing service to avoid wasted time, energy, and supplies

Contact January Environmental today to find out how their recycling and sustainability initiatives can maximize your company’s production, reduce your environmental footprint, and save you money.

In this world of digitization, nobody would like to dig through a stack of receipts to track and manage their expenses. Still, it is vital to keep track of personal finance, since saving is an important matter of financial stability.

Personal expense manager apps are the best remedy to make personal finance handling efficient and effective. Personal finance management apps likeMoney Manager Expenseand Mint deliver substantial value to the users by streamlining the expenses. Considering the number of downloads that they have on app stores, it can be derived that expense manager apps are trending nowadays and it is therefore worth investing in expense manager app development.

In this article, we’ll discuss the best approach to expensive manager app development and the features that you should incorporate in your app. We’ll also learn how to calculate the expense manager app development cost.

But first, let’s understand the market trends:

Current Market Scenario

A recent survey of 1,039 US millennials byCredit Karma, discovered that most of these individuals (almost 85%) feel too burned out to think about and deal with personal finances. This presents a huge opportunity for personal finance manager apps to tap in with a blue ocean business strategy.

The Existing Players

The app stores already have a few successful apps that are dedicated for personal expense management. Still, there is a room for more personal finance apps when considering the increasing global demand. The following are the top 5 expense manager apps in 2021:

Money Manager Expense & Budget

Money Manageris the editor’s pick on Android play store and is the #1 personal finance manager app. The app operates on a double entry bookkeeping accounting system. The app allows users to define the type of expense and mode of payment, which ultimately reflects in the expense visualization charts. The app also allows users to manage their debit and credit cards within the app.

AndroMoney

Once recommended by Google Playstore,AndroMoneyis a personal finance manager app that supports multiple currencies. The app gives users an option to visualize their spend data via multiple charts. As the app is based on the cloud, the users can access their profiles from any device.

Mint

Mintis a free money manager and financial tracker app that even allows users to check their credit scores. The app allows users to create several spending goals i.e. transportation, leisure, food and beverages, rent, etc. having access to the data from each category allow users to become more aware of their spending habits.

Although I have a couple of more expense manager apps that are worth looking into, I’ll skip to the next part where we’ll discuss several other things that you should know before you opt for money manager app development.

Banking Apps are entering the market

Conventional banks are increasingly adopting innovative technologies to improve operational efficiency and offer new product/service lines. Modern banking apps incorporate many features that help users manage their finances. The budgeting and expense management is also one of the features that banking apps utilize to increase customer retention.

For example, AlliantMobile Banking Apphas an expense management feature that allows users to track where they’ve spent their money. This increases competition for your app idea.

AI-powered virtual assistants steal users

In addition to the Banking Apps being your competitors, there are some other apps that fall into the FinTech ecosystem, which also compete with personal finance management apps. Apps related to messaging and payment integrated AI-powered chatbots can be very effective in helping users with finance management. These virtual assistants track user’s spend, offer budget options, and provide personalized assistance. I recommend you to consider implementing chatbots into your expense management app. Plum, Digit, Cleo are among the best FinTech chatbots that you can keep in mind when analyzing these features.

Target user base is getting younger

Around 26% of the world’s population is under 15. For that matter, many FinTech apps are targeting a younger audience. Greenlight, BusyKid, Plan’it Prom are among popular apps that educate teenagers about managing their personal finances.

Crypto is the future

With the rise of cryptocurrencies, it has become essential for FinTechs to consider support for digital currencies during expense tracker app development. You can gain competitive advantage, if you allow users to track and manage their digital currencies such as bitcoin. For example, Mint users can easily manage and track their Bitcoins. Some other solutions like Coinbase and OSOM specifically focus on managing and trading crypto currencies.

Features You Should Incorporate

• Gamification

Although gamification was considered to be a gimmick a few years ago, it is now an integrated part of mobile app strategies for several industry verticals. It’s not uncommon for people to think of money as a game. Banks often offer prize-linked accounts, where instead of giving interest, the bank encourages customers to deposit a minimum amount to obtain aggregated interest.

The similar concept can be applied to the expense management mobile apps. You can offer several deals in return to your users for meeting their goals.

• Personalization

Every individual has their own financial goals. With personalization, your app users will be able to create their custom spending goals. Nobody likes generic functionality. In fact, the personalization feature will improve user retention. Also note that the personalization shouldn’t be limited to finance handling. You can also allow users to personalize notifications and several other things in the expense manager app.

• Virtual Assistant

Among several other applications of artificial intelligence and machine learning, Chatbots or virtual assistants are the most suitable use cases of AI for money manager app development. By analyzing user’s spend habits and financial goals, the virtual assistants can suggest areas of improvement. A virtual assistant helping in finance management is effective to keep users on track.

• Bill Organization

Bills organization by week, month, and year will empower users to keep track of their past spends. The users should be able to search bills by category, status, payment method, description, or tag. You should also allow users to download the bills in CSV, HTML, PDF, or Excel format.

• Financial Goal Setting

As stated previously, the financial goals for every individual are different. Some may want to reduce their spend on food while others on liquor. Allowing users to customize their financial goals will make them rely on your expense management app more.

• Notifications

Every app has the notification feature, with the result of this being users receiving tons of notifications on their mobile phone. It becomes challenging for them to attend every single notification, considering the high stream of notifications from several apps. Users often disable notifications from apps, and if you don’t want them to do the same for your expense management app, allow them to pick the type of notifications that they would like to receive. For example, it will help if you notify the users about their daily financial goals.

Steps to Develop an Expense Manager App Like AndroMoney?

Developing an Expense Manager App Like AndroMoney is quite simple. You should have a clear understanding of what values you want to deliver to the users. The following are the steps to a successful expense manager app development.

1. Define Your Expense Manager App Concept

Considering that several expense manager apps are out there already, you must be clear about your app idea. One thing to remember is that your idea has to have a differentiator about it in terms of features, functionalities, cost, or effectiveness. Your answers to the following questions will help you formulate your app concept:

• Which customer pain point will your app solve?
• What is the USP of your app?
• Why will people use your app?
• How you’re different from your competitors?

2. Conduct Market Research

When you have a clear idea of your expense manager app, it’s time to identify the market trends. I’ve already covered the industry trends in the earlier part of this article. However, you can dig for more information on the internet and with primary research.

This phase ofmobile app developmentalso requires you to conduct competitor analysis. I recommend you to do a quick SWOT (Strengths, Weaknesses, Opportunities, and Threats) analysis. SWOT will help you compare your app concept and strategies with the competitors. Try to find the USP of top expense manager apps. However, your USP should be unique and clearly defined.

3. Design User Interfaces and Experience

ManyFinTech developersskip creating mockups before they jump onUI/UX designing for FinTech applications. Mockups are very helpful for your development process. They’ll allow you to identify user flow. The technical term for this is ‘information architecture’, which shows all the possible user journeys. Our designers at Nimble AppGenie use Axure and Mockingbot to create astonishing user interfaces.

4. Create Technical Architecture and Develop Backend

Your app’s performance and security heavily depends on the technical architecture. The architecture involves all aspects of your expense manager app, be it programming language, technologies, database, user interfaces, or features. Refer to the following illustration to understand technical architecture better.

After building the architecture, you should develop your expense manager app backend. It is a lengthy process to set up the environment and build internal APIs to ensure smooth backend implementation. This step is very crucial for your expense manager app development.

Developers can either use a SaaS solution or develop the backend from scratch. We at Nimble AppGenie prefer using SaaS solutions including Firebase, Cloudkit, and AWS Mobile Hub. It allows us to save time and money for our clients. Also, for apps that require more personalized features and have specific and rigid requirements, we build the backend from scratch.

5. Frontend Development

This is the part of your expense manager app that users interact with. The UI/UX designers will realize the designs that you’ve created during the UI/UX design process. JavaScript, HTML, and CSS are among the mainstream technologies used by developers to replicate the designs. The thing to remember during this stage of expense manager app development, is that you should ensure that your app’s responsiveness performs to a high standard. No user will enjoy a slow user interface, even if the app has many useful features.

6. Testing

Testing is an inseparable part of every software development process. Irrespective of thesoftware development methodologyyou’re going with, testing will be there at the end of every development sprint or process. In the testing process, the quality analyst team tests the app functionalities, and compares them with the specifications in thedetailed requirement document.

With successful completion of the testing process, the QA team shares their insights with the development team, and asks them to fix errors/bugs. The development team makes the required changes and afterwards, the quality analyst team retests the code and functionalities. With a green flag from the QA team, the software product is ready.

Conclusion

It is true that expense manager app development doesn’t require much effort in terms of deciding the necessary features, required technology, and platforms to develop the app for. But, considering the entrance of other banking and finance apps into expense management, it is essential for standalone expense tracker apps to improve on existing functionalities.

For instance, these apps can partner withmobile payment appsto gather data about the customer expenses. This way, no matter which payment service the customer uses, the expense manager app will get the expense data and can provide users detailed insights about their spending.

If you’re confused about whether you should develop the expense manager app in-house or outsource it to a software development company, I would recommend going with the latter. If you can form a clear requirement document, it is better to get your software developed with outsourcing. However, I’ve written an article on this subject –In-House vs Outsourcing Software Development

At Nimble AppGenie, we’re experts in developing FinTech applications. Not every development company will be able to help you integrate your app with several payment apps. You need experts on this task. We’ve been developing FinTech solutions for more than 6 years and are familiar with industry standards and regulations.